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+% This file carries two licenses. 
+%
+% The text is license CC BY-SA see imprint.
+% 
+% LaTex template for a pamphlet 
+% Copyright (C) 2025 Roman Philip
+%
+% This program is free software: you can redistribute it and/or modify
+% it under the terms of the GNU General Public License as published by
+% the Free Software Foundation, either version 3 of the License, or
+% (at your option) any later version.
+%
+% This program is distributed in the hope that it will be useful,
+% but WITHOUT ANY WARRANTY; without even the implied warranty of
+% MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE.  See the
+% GNU General Public License for more details.
+%
+% You should have received a copy of the GNU General Public License
+% along with this program.  If not, see <https://www.gnu.org/licenses/>.
+
+\documentclass[10pt]{book}
+
+\author{Roman Philip}
+\title{Asymmetry, heteronomy, delegation: what happens when our self-reliance in fact relies on technological providers?}
+
+% making the font TeX Gyre Termes the default font; GFL
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+
+% Set color of the font for the whole document if different than black
+%\usepackage{xcolor}
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+% Hyphenation word list
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+	AI
+	Adobe
+	Bench
+	Bitcoin
+	DIY
+	Daniel
+	Instagram
+	European
+	Union
+	France
+	Cyprus
+	Central
+	Bank
+	heteronomy
+	heteronomic
+	Maps
+	International
+	Monetary
+	Fund
+	Facebook
+	LinkedIn
+	Microsoft
+	Nassim
+	Nassim
+	Philip
+	Roman
+	Ross
+	Taleb
+	bitcoin
+	lock-in
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+% Group footnotes altogether after the text
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+\thispagestyle{empty}
+\begin{flushleft}
+	% Add \par so the line spacing is even
+	{\Huge\interextrabold Asymmetry, heteronomy, delegation:\\ what happens\\ when our\\ self-reliance\\ in fact relies on technological providers?\par}
+	\bigskip
+	{\large\intermedium roman philip}
+\end{flushleft}
+
+%\vspace*{\fill}%
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+\includegraphics*[width=0.2\textwidth]{rabbit.png}
+\end{flushright}
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+\newpage
+\thispagestyle{empty}
+% start page counter
+\mainmatter
+%hide page counter
+\thispagestyle{empty}
+% Setting for the group/page
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+\date{} % hide date \maketitle prints \today
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+\begingroup
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+\parindent 0pt
+\parskip 1ex
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+Imprint
+
+\begin{description}
+ \setlength{\itemsep}{-1.1ex} % horizontal space between list items
+ \setlength{\labelsep}{0.2em} % horizontal space between label and description
+   \item[LAYOUT] yctct
+   \item[ARTWORK] \emph{white rabbit} by le marteau rêveur
+   \item[EDITORS] Daniel Ross; T.K.
+   \item[COPY EDITING] Daniel Ross
+   \item[PRINTING] Lilou (Drucken3000)
+   \item[PRINTER] RISO MZ1070E
+   \item[PAPER] Metapaper 90 gsm
+   \item[INK] Riso ink, blue
+   \item[PRINT RUN] 150
+   \item[BINDING] yctct
+   \item[FONTS] inter OFL-1.1; termes GFL
+   \item[SPELLCHECK] aspell licensed under LGPL-2.1+
+   \item[TYPESETTING] \LaTeX\ licensed under LPPL-1.3c
+   \item[VERSION CONTROL] Git licensed under GPL-2.0+
+   \item[TEXT EDITOR] Vim licensed under Vim license
+   \item[OPERATING SYSTEM] GNU/Linux Trisquel %which complies with the GNU Free System Distribution Guidelines
+   \item[COMPUTER] Thinkpad X220 with Libreboot
+\end{description}
+
+\url{https://pub.yctct.com}\newline
+\texttt{yctct@yctct.com}\newline
+\texttt{2E0F FB60 7FEF 11D0 FB45 4DDC E979 E52A 7036 7A88}\newline
+PGP public key: \url{https://yctct.com/_pubkey.txt}
+
+Compiled on \today.
+
+Commit hash \texttt{\commit}%on branch \texttt{\branch}.
+
+© 2025 \emph{Asymmetry, heteronomy, delegation: what happens when our
+	self-reliance in fact relies on technological providers?} by Roman
+	Philip is licensed under \mbox{CC BY-SA 4.0}.
+
+TL;DR of the license: you can copy, translate and redistribute this essay
+with attribution, even commercially. If you redistribute this essay
+electronically, you cannot apply technological restrictions e.g. DRM.
+To see the full license, check
+\url{https://creativecommons.org/licenses/by-sa/4.0/}.
+
+Like the layout of this pamphlet? Download the source file.
+
+Source file: \url{https://git.yctct.com/asymmetry}
+
+To order copies please email \texttt{yctct@yctct.com}.
+
+\end{scriptsize}
+\endgroup
+
+\newpage
+\thispagestyle{empty}
+\vspace*{20ex}
+Many of us benefit from what technological providers have to offer. 
+
+We
+use technologies knowing that the applications or the software we rely
+upon will increase the power, speed and scale at which we can operate.
+
+As we adopt a technology, we entrust the provider of that technology with some
+of our autonomy; in return, we expect that the power of that technology will
+further empower us.  However, sometimes things don't work out as expected. The
+heteronomy of providers --- that is, the influence providers have over users
+--- can give rise to adverse consequences.  Users can discover that they have
+been locked out, or they may be dragged along through unwanted changes, or lose
+access to their assets.
+
+A key factor behind such problems is that, very often, asymmetries of power
+exist between users and providers. These asymmetries are not always obvious,
+and sometimes users hand their autonomy over to these heteronomous powers with
+little or no awareness of them.
+
+This does not imply that we should reject the usage of digital technologies, or to
+say that we should decrease our usage of them, or avoid large technology
+companies. But it is to raise the question:\\
+
+\noindent what would it take for users
+to leverage the power that technologies have to offer without finding
+themselves subject to the adverse consequences which result from such
+asymmetrical relationships to providers?\\
+
+\noindent RP.
+
+\newpage
+\thispagestyle{empty}
+\vspace*{20ex}
+Late in December 2024, Bench, a startup whose promise was to automate
+accounting for businesses, shut down.
+
+On December 27th, users of Bench found that the login interface used to
+access their accounting data and tax documents had disappeared.
+Instead, a visit to the site revealed only a single webpage bearing the
+following message printed on a plain white background:
+
+\begin{quote}
+"We regret to inform you that as of December 27, 2024, the Bench
+platform will no longer be accessible. We know this news is abrupt and
+may cause disruption, so we're committed to helping Bench customers
+navigate through the transition.
+
+``From the entire team at Bench, it has been an absolute privilege to
+serve small businesses for the last 13 years. Thank you for being part
+of our journey.''\footnote{You can still see that page on archive.org:
+	\url{https://web.archive.org/web/20241227223423if_/https://bench.co/}}
+\end{quote}
+
+A few days later, an announcement was made that Bench had been acquired
+by a company with no experience in running accounting books for
+businesses.\footnote{\url{https://techcrunch.com/2025/01/03/inside-the-wild-fall-and-last-minute-revival-of-bench-the-vc-backed-accounting-startup-that-imploded-over-the-holidays/}}
+Some users tried to obtain their data or close their accounts, but
+couldn't. They were forced to transfer their accounting data to the new
+owner.\footnote{\url{https://techcrunch.com/2025/01/10/bench-customers-are-now-being-forced-to-hand-over-their-data-or-risk-losing-it-they-say/}}\textsuperscript{,}\footnote{Thank you to Fabien K. for letting me know about the shutdown of Bench.}
+
+Earlier in 2024, another scandal had broken out: ``tens of thousands of
+U.S. businesses and individuals''\footnote{\url{https://apnews.com/article/synapse-evolve-bank-fintech-accounts-frozen-07ecb45f807a8114cac7438e7a66b512}}
+found themselves locked out, unable to access their savings.\footnote{\url{https://www.nbcnews.com/buisness/consumer/collapse-fintech-firm-10-million-users-without-access-money-rcna153599}}
+This happened because a financial technology company, which was the
+backbone of other financial digital applications, shut down. In the
+turmoil, the authorities found that the bank balance of these technology
+companies did not match the balance of users. \$96 million in funds were
+missing.\footnote{\url{https://www.cnbc.com/2024/11/22/synapse-bankruptcy-thousands-of-americans-see-their-savings-vanish.html}}
+Some users said they were refunded less than 1\% of their
+balance;\footnote{We would like to think that users would be refunded in
+  this kind of situation, like when a bank goes bust; however, that did
+  not happen here, because the deposits at these financial technology
+  companies weren't insured by the Federal Deposit Insurance
+  Corporation.} a woman was told that she would only get \$500 back from
+the \$280,000 she initially deposited, another user said he was offered
+81 cents against his \$22,000.\footnote{\emph{Ibid.}}
+
+Some other disruptions are less devastating, yet still show that users
+can, without realising it, find themselves in a position where they are
+effectively powerless. For example, over the last decade or so, a trend
+has emerged for software companies to herd users onto the cloud. That
+means that, if users want to utilise an application, they must now
+remain tethered to the servers of providers. It also means, most of the
+time, that users must store their work on servers belonging to providers,
+rather than on their own computers. The problem, though, is that once a
+company has locked users in, they can drag them along as they implement
+unwanted changes, or decide to use the work of users as input to train
+their own technology. For example, Adobe's AI technology scans the work
+of all users by default.\footnote{\url{https://infosec.exchange/@briankrebs/111965550971762920}
+  and \url{https://helpx.adobe.com/acrobat/using/generative-ai.html}} Along
+the same lines, back in 2023 Microsoft allegedly trained their AI
+technology on the data of companies storing their work on the servers of
+Microsoft.\footnote{\url{https://www.saverilawfirm.com/our-cases/github-copilot-intellectual-property-litigation}}
+
+These are examples showing that the \emph{heteronomy} of providers ---
+that is the influence providers can have on users --- can cause adverse
+consequences. Once users have come to trust providers with their
+autonomy, the heteronomous power of providers can lead to situations
+such as the ones described above. Users can get locked out from their
+accounts, lose their savings, or be dragged along powerlessly as
+providers make unwanted changes.
+
+The implication of all these stories and unwanted
+consequences is not that we should abandon the use of technological
+applications, cloud infrastructures or artificial intelligence.
+
+Asking someone, be it a company or a technology, to run our accounting books,
+keep our money or our data, or run computing tasks, is nothing new. We've been
+delegating tasks for a long time: to accountants, to bankers, to lawyers, as
+well as to technologies and machines.
+
+However, we usually don't delegate unquestioningly. We know things can go
+wrong; we know there is always a chance the other party may mislead us. So when
+we delegate, as far as possible we make sure that there are safeguards in
+place. For example, we review contracts before signing; we get advice from
+lawyers; we make sure the law will protect us; we figure out which pieces of
+information, or bits of knowledge, we can risk transferring --- and which we
+cannot. We would not sign a contract that allows someone else to lock us in,
+or take advantage of our situation, while we remain powerless.
+
+In other words, as the philosopher Daniel Ross tells me:
+
+\begin{quote}
+``We take care of the conditions of delegations. What is delegation? It
+is the fact that, ever since the dawn of agriculture, when it became
+possible to generate large surpluses of food, structures have arisen
+relieving some people of certain tasks and designating other people with
+other tasks. It is what we call the division of labour, and it usually
+also involves the introduction of one or another kind of hierarchy. This
+hierarchical division is a delegation. And with the Industrial
+Revolution this delegation is extended to machines, to factories, and
+then to all kinds of other technological systems, and today to apps,
+platforms and so on. All of these delegations involve an interplay of
+power and powerlessness. The time we save by delegating grants us
+autonomy, the freedom to do other things. But it does so by taking those
+tasks out of our hands, and therefore, potentially, out of our control:
+autonomy depends on heteronomy, but it comes at a cost. This is why the division of labour, from
+the very beginning, brings about new potentials for tension, conflict,
+disagreement and war. It is to mitigate those risks that we must always
+pay attention to our delegations, to the conditions in which they
+operate, and to the rules we establish to ensure that the risks of
+delegation are kept to a minimum.''
+\end{quote}
+
+But somehow, with digital technologies, we miss something; we do not
+seem to have figured out what the \emph{conditions of delegations} are,
+or what those conditions ought to be. Most of us have been caught in the
+trap.
+
+It's true that the kinds of technologies we are considering here can
+initially give users a sense of empowerment: for example, by using
+Google Maps, we suddenly realise that we have increased our freedom,
+because we can find our way literally anywhere. But then, somehow, over
+time, users can become trapped: in the case of Google Maps, we
+increasingly realise that, without this navigational delegation, we no
+longer know how to find our way around, sometimes even along routes with
+which we were formerly familiar. And this is a problem that is not just
+individual, but generational: to grow up without ever having learned to
+navigate without delegating to Google Maps is another thing again.
+
+It is as if individuals and even generations of individuals can no longer
+imagine that alternatives exist. Today, some businesses can no longer exist
+without an Instagram account; some people can no longer exist professionally
+without a LinkedIn account. And so it becomes a paradox:
+
+\begin{quote}
+\emph{Technologies that were first
+affording users new possibilities have become the only possibility there is.}
+\end{quote}
+
+In short: the systemic asymmetry of these delegations means that their
+heteronomous character can fail to foster autonomy in a way users might have
+first imagined, but instead, lock them in, or nudge them into situations
+sometimes with no way out.
+
+An oft-cited example is how the world wide web first granted, to just about
+anyone, the ability to publish information to the world, creating a new global
+public, but then, before too many years had passed, this new capacity fell
+captive to a consortium of walled gardens\footnote{``A walled garden is a
+software system wherein the carrier or service provider has control over
+applications, content, and/or media, and restricts convenient access to
+non-approved applicants or content.'' Wikipedia} dominated by a few
+planetary-scale companies. Within the walls of these gardens, users have no
+other choice but to accept the conditions offered to them by the gatekeepers.
+And this offer is made on a take it or leave it basis: accept or decline the
+heteronomous conditions of access provided by Facebook if you want to keep in
+touch with others, by Instagram if you want to conduct marketing, by LinkedIn
+if you want to exist on the job market, \emph{et cetera}. Yet, even though most
+of us have identified these patterns, most of us still don't know how to avoid
+those traps. We come to accept that `there is no alternative'', and we limit
+ourselves to adapting to this mantra.
+
+In more recent years, we have observed a similar pattern unfolding in
+the way some cryptocurrency companies deal with their users.
+
+For a long time, banks have had custody over people's financial assets; meaning
+that the ``owner'' of a bank account, the account ``holder'', does not in any
+clear way hold the ultimate power in relation to the release of funds held in
+that account. The bank does. For example, in France (and probably in other
+countries), if someone wants to withdraw a large sum of money from \emph{their own}
+bank account, they have to request permission. While the process is mundane, they still have to fill out a
+form, or provide an explanation of their reasons for wishing
+to withdraw \emph{their own} funds. They can't just use their funds freely. Sometimes the restrictions can be more drastic:
+cases where customers find that they really have no control over \emph{their}
+funds, for example when banks freeze accounts, as occurred in Canada in
+2022, when 210 bank accounts were frozen by the government without a court
+order.\footnote{\url{https://www.cbc.ca/news/politics/ottawa-protests-frozen-bank-accounts-1.6355396}}
+Or worse: when authorities grab funds sitting in bank accounts, as
+occurred in 2013 in Cyprus when deposits above €100,000 were used to resolve
+the debt of one of the largest local banks, as part of a deal with the European
+Union, the European Central Bank and the International Monetary
+Fund.\footnote{\url{https://web.archive.org/web/20130325042059if\_/https://www.reuters.com/article/2013/03/25/us-cyprus-parliament-idUSBRE92G03I20130325}}
+
+With some technologies, such as bitcoin, this situation is changing:
+individuals can have custody of their financial assets. In saying this,
+we do not mean to imply that bitcoin is a panacea for the risk of
+account-holders finding themselves deprived of their funds. Other risks
+of that kind remain for those who deal in bitcoin. Nevertheless, the
+fact remains that no technology provider can lock a user out from
+accessing his or her bitcoin funds, as long as users keep their seed
+secret. Yet, as we just stated, risks remain, and users can still fall
+into one kind of trap or another. Users of cryptocurrencies can
+undoubtedly still find themselves the victim of the heteronomy of
+providers of technologies related to cryptocurrency management. These
+providers might first provide users with tools that facilitate managing or
+exchanging cryptocurrencies, but they can also put users in situations where
+adverse circumstances can deprive them of access to their funds, locking
+them out of their accounts, or even losing the whole value of their
+holdings. In short, there is no escape from the need to pay attention to
+the conditions of our delegations.
+
+What is it that we are missing, then?
+
+Some readers will shrug their shoulders and think that for one to have
+access to the immense power and scale afforded by these technologies,
+they simply have to accept the requirement to submit to these
+asymmetries of power. That is just the price of doing business: we have
+no choice. Other readers might think that for one to be free from these
+asymmetries of power, one has to acquire extraordinary skills.
+
+But this is not the case.
+
+Avoiding asymmetries of power is not a question of whether one can write
+code, or is some kind of IT wizard. You don't have to be a lawyer to
+read and sign a contract, and we are often quite capable of doing so on
+our own. We might not know all the intricate details of the meanings of
+the clauses and the laws that govern them, but as individuals we still
+acquire a set of heuristics (rules) that allow us to detect red flags.
+It is the same with the kinds of technologies we are discussing here:
+avoiding pitfalls is about having a short checklist in mind of what the
+conditions of delegations should be (and what they shouldn't be), so
+that when we are faced with using a new technology we can run that
+checklist on our own, and give ourselves a pretty good chance to figure
+out whether we will fall into a trap leaving us at the mercy of
+providers.
+
+Most of us do not want to get ourselves into situations where we would
+be forced to ask for permission, jump through a painful set of hoops, or
+get into a seemingly endless argument with a digital provider, just in
+order to use \emph{our} digital assets. We want to have control over our
+digital assets regardless of the deeds and practices of digital
+providers.
+
+For example, and here we are looping back to the case of Bench with which we
+began, one can choose to use an accounting software whose providers cannot lock
+you in. This doesn't mean that you shouldn't delegate the job of running your
+accounting software to a provider, or that you have to have your own server.
+Not at all. You can still rely on the servers of a third-party provider to run
+your accounting system, but you have to take care of the conditions of
+delegations, so if you're unhappy with the software, or the provider, you can
+quit and carry on using the software \emph{without} the provider. Or if that
+proves difficult, you can hire another provider to run that software for you,
+which is, of course, still a delegation, but of a different kind, and with
+fewer risks.  How all of that is possible is something that will be explained
+in more detail in subsequent articles.
+
+For now, my point is simple: one does not just have to accept these
+asymmetries.  There are indeed alternatives.  It is possible for the user not
+to abandon their autonomy.  Users can have as much power as providers. When the
+conditions of delegation are such as to ensure that users keep their power and
+autonomy, then, if a provider does something users don't like, users can walk
+out with their digital assets, e.g.  accounting books, tax documents, data,
+work documents, funds as well as software they have become dependent upon.
+
+It is in no way necessary to put yourself
+in a situation where you can get locked out, or where you are obliged to enter
+into difficult and painful arguments and negotiations just to win back the
+right to use assets that were yours from the outset. In the words of Nassim Taleb:
+
+\begin{quote} ``You do not want to win an argument. You want to
+win.''\footnote{\emph{Skin in the Game}, Nassim Nicholas Taleb, 2018, p.24}
+\end{quote}
+
+And so the question we must ask is simple: how does one ``win'' when
+using digital technologies?
+
+What is the checklist for these conditions of delegations that you must
+keep in mind so that you can leverage the power such technologies have
+to offer, yet insulate yourself from the hubris and heteronomic excess
+that providers can exert over users?
+
+In a series of articles to come, these questions will be addressed, and exactly
+what counts as the conditions of delegation will be discussed and explored in
+detail. In other words, our aim will be to provide readers with heuristics they
+can use, so that they can avoid falling into asymmetries of power, without
+denying that in today's world self-reliance does not mean cutting oneself off
+from technology, but rather means knowing how best to rely on new technologies,
+and how best to take care of the risks of that reliance.
+
+These technologies
+are indeed immensely powerful, and therefore contain inherent threats and
+risks. Our reliance upon them must not, and need not, end up making us, the
+users of these technologies, powerless and trapped. But for that, we need
+knowledge.
+
+\newpage
+\thispagestyle{empty}
+\begingroup
+% Set indent
+\parindent 0pt
+% Set space between paragraphs
+\parskip 1ex
+
+\newpage
+\thispagestyle{empty}
+
+\vspace*{\fill}%
+\begin{center}
+Thank you to those who financed this work.
+\end{center}
+\vspace*{\fill}%
+
+\newpage
+\thispagestyle{empty}
+\textbf{\large Next essays}
+
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+
+\thispagestyle{empty}
+\textbf{Monero}
+
+\includegraphics*[width=0.4\textwidth]{xmr_cropped.png}
+
+\texttt{86XSBNFRWSWLehxTcQrRMuMyssdhBWNCpAYi3G\\sgJf8f8BhLJUBpvCwheVUrPeTpKBDjRfLK7uzc\\bdd6ubTQ2b6m3ZUkRTg}
+
+\newpage
+\thispagestyle{empty}
+\textbf{\large About}
+
+I do independent research in philosophy, \mbox{security} \& technology.
+
+I distribute my work under a \mbox{CC BY-SA} license; in short, that means that anyone can copy, translate and redistribute this work with attribution (credit), even commercially.
+To see the full license, check \url{https://creativecommons.org/licenses/by-sa/4.0/}.
+
+
+\endgroup
+
+\newpage
+\theendnotes
+
+\end{document}